María San Miguel has worked in financial services for over 15 years for world-renowned institutions including Chase, U.S. Bank, Umpqua Bank, and the Bank of England.

She is a Licensed Mortgage loan officer and Real Estate Agent. Her areas of expertise include credit analysis, mortgage product knowledge, and down payment assistance for first-time home buyers.

María does not just offer you a mortgage she offers you a mortgage solution. If you own a home but are not in the right loan program, she will conduct a financial mortgage analysis to help you reduce your monthly debt.

Whether you have good credit or not, María will work with you in navigating through the intricacies of a real estate transaction. You will not be turned down because of your credit score She has helped countless clients achieve the dream of home ownership. She also assists clients with refinancing mortgages to reduce interest rates and monthly loan payments and reduce or eliminate monthly expenses by addressing debt.

In 2019, she was awarded Top Loan Officer in the greater Sacramento region by the Golden State Finance Authority (GSFA) joining the “GSFA Circle of Excellence”.

María’s business fosters meaningful relationships with clients, agents, and other financial services experts to secure the best outcomes for her clients. She knows the importance of consistent and clear communication in every transaction and will provide exceptional services.

She is a native Spanish speaking and offer all Real Estate and mortgage services in Spanish.