ALTERNATIVE QUALIFICATION (Non-QM Program)
Get a FREE quote on a Non-QM Program & save thousands of dollars per year.
A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. It is a home loan designed to help home buyers who can’t meet the strict criteria of a qualifying mortgage. For example, if you are self-employed or don’t have all the necessary documentation to qualify for a traditional mortgage, you might need to look at non-qualified mortgages.
- Bank Statements
- Using your assets as income
- 1099 form only
- Verification of employment
- 40 yrs interest only
- ITIN program (Individual Taxpayer Identification number)
- Asset Depletion
Non-QM Program only mortgage Loan Process
Here’s how our Non-QM Program process works:
Complete our simple mortgage pre-approval letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
