Maria San Miguel was excellent. Exceptionally timely, professional, and pleasant service. She always had the answers ready for me whenever I had questions. When I expressed interest in learning about my choices, she sat down with me and outlined everything for me to consider. When it came to my situation, I wanted to see how the amount of the down payment impacted the interest rate. To figure out what would be most beneficial for my family, we met in her office and went through the various scenarios individually. I will unquestionably suggest this home Mortgage lender in Sacramento to everyone who inquires about recommendations.